Tired of your poor credit stopping your dreams?
We can get started today with fixing your credit profile!

Want to work with a company that waste no time getting started?
In three simple steps we will start you on a journey to "Yes" - we will review and fix the errors in your credit report and help to make you more attractive to lenders.
Schedule a consultation
In preparation of this we will have you sign up and order your low cost credit report.
We present our plan
Your personalized plan will be delivered to you with the action items we will plan to attack.
Execute
We will execute the plan by communicating with the third parties that is improperly or unjustly reporting negative items on your profile.

No hassles, no guesswork.
There's no hidden fees or tricks in our processes. We give you 24/7 access to your customized dashboard so that you see what's going on every step of the way.
How do we help?
We know the laws and use legal methods to find errors in your credit profile and use these laws fight to ensure accurate and verified items are the only items reported.
Review
We review your credit report and use our proprietary software to identify potential flaws on your profile.
Research
One of our specialist personally reviews the findings on your profile and we begin to research ways to address them legally.
Execute
We compile specific and customized letters to the reporting agencies who must then respond in a timely manner as determined by law.
Dream Financial doesn't have you sign up and forget about you, they are sincerely interested in your growth. With their help I was able to fix my credit and start my business.
— Ashley T.

All plans come with 24/7 access to our client dashboard that allows you a clear view of where we are in your process. We also stand by our results with a no hassle refund policy. If you don’t see results within 90 days we will refund your monthly fees as your request.
Individual
Credit Repair
$97 Enrollment Fee
Couple Plan
Couple Credit Repair
Must be in same household
$187 Enrollment Fee
Pay Per Delete
Low cost Pay Per Delete Program
$250 Enrollment Fee
FAQs
Here are a few common questions and the answers that our clients ask.
Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For an item that is disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.
Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.
We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.
You are entitled to a 100% refund on all monthly payments if:
– You do not remove more than 25% of all the negatives worked on.
– You have had six months from the time you retain our services.
– You have at least four negatives on the credit report at the time of sign-up.
– You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
– You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.
(Clients should receive updated credit reports every 15-45 days. It is the client’s responsibility to make us aware if updated reports have not been received).
Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 80 points. See full statistical breakdown.
There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. Our focus is legal based and we don’t use any illegal means to have items removed. On average, clients are able to remove 70% of the negative items from a credit report.
With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.
Not answered above?
We're ready to answer any questions you may have at a moment's notice.